USDA Loans

This is a government insured program for to assist buyers, who meet certain income criteria in purchasing rural properties.

Here are the basics of this program:

• No down payment required for eligible buyers.
• There is a funding fee and monthly mortgage insurance.

There are two other criteria which you will need to have one of our A+ Mortgage Loan Officers evaluate.

Since USDA loans are designed for rural properties, we have to check each property you may be considering to purchase with this program, to make sure it qualifies. In general city properties are not included.

The other important criteria is your income. Qualifying income is based on family size and government tables for income by county.